Why Title Insurance?

In every real estate transfer the matter of a title examination invariably arises.  The home buyer often questions whether title insurance is really necessary, particularly when an examination of the title has been completed by an experienced title examiner or real estate attorney, and the examination of all available title records show no adverse information which questions the marketability of the title.  But... does an examination of title records necessarily remove all concern for title problems eventually surfacing?

The answer is NO... and that is why title insurance exists and why it plays such a basic role in protecting the real estate interests and equity of policy holders.